Terms of Use

Legal Notices
These Legal Notices apply to the usage of all information and services provided by Q·CAPITAL AG (“Q·CAPITAL”) over the internet (the “Website”). If you do not agree with these Legal Notices, we kindly ask you to refrain from accessing the Website.

Protected Content
All content of the Website is legally protected. All rights in the content, in particular, without limitation copyrights, are owned by Q·CAPITAL or its licensors and suppliers. Each act of usage, in particular, without limitation, copying, distributing, linking, sending, making available, or changing any content, in particular texts and images, is only permitted upon Q·CAPITAL explicit written consent, except for the printing, downloading or saving of parts of the Website to the extent (i) permitted by mandatory provisions of the Swiss Federal Act on Copyright (Urheberrechtsgesetz URG) or (ii) made available on the Website explicitly for such purposes, in each case however only provided the content is not changed. In particular, legally protected names and designations may not be removed or changed.

Responsibility for Content
Q·CAPITAL make reasonable maintenance efforts in respect of the information on the Website. The information comes from sources which are considered to be reliable by Q·CAPITAL, however have not been independently verified. Therefore, no liability, warranty or guarantee whatsoever is assumed or given by Q·CAPITAL in respect of its accuracy or completeness, it being up-to-date or for the accuracy of forward-looking statements. Q·CAPITAL are free to change or amend any information made available on the Website at any time.

Under no circumstances may Q·CAPITAL, their employees, members or other representatives be held liable for any losses, damages, cost or other expenses of any kind (including consequential and indirect damages and loss of profits), incurred from or in connection with accessing this Website or any other website linked to from this Website, from using or relying on any content of the Website, or from technical malfunctions or its unavailability.

Except as otherwise provided for by mandatory law, Q·CAPITAL assume no responsibility whatsoever for the content of websites of third parties referred to from the Website of Q·CAPITAL (in particular by way of hyperlinks). Q·CAPITAL are under no circumstances whatsoever responsible for the availability or functionality of linked websites of third parties.

No Offer
No content of this Website constitutes an offer to buy or sell, an invitation to tender, investment advice or a recommendation to buy, sell or subscribe any financial instrument. It is of indicative and informative nature only and cannot be relied upon as the basis of any agreement with, or any obligation of Q·CAPITAL, or any investment decision of the user of this Website. In certain cases, information may qualify as marketing information in accordance with the Financial Market Supervision Act FINMASA (Finanzmarktaufsichtsgesetz, FINMAG). Any offer made by Q·CAPITAL is always based exclusively on the relevant offering prospectus or, in case no prospectus is required, such other offering document explicitly declared to be binding by Q·CAPITAL.

The information made available on this Website is of general nature only, cannot take into account any individual requirements, in particular in terms of yield, tax effects or risk profile, and cannot substitute individual advice. Users of this Website should consult their own advisers (in particular legal and tax advisers) to ensure that certain products, services or strategies meet their needs and expectations, and that they have fully understood the associated risks.

In any case, all information, materials and services made available on this Website are only intended for persons not subject to any legal restrictions in this regard. The users of this Website shall inform themselves about, and comply with any such restrictions.

Forward-Looking Statements
This Website may contain forward-looking statements. Due to the realisation of known or unknown risks, uncertainties or other events, it is possible that the actual future events differ substantially from those expressed or implied by forward-looking statements on this Website. Past performance is not a reliable indication of future developments. Any information, analysis or forecasts made available on this Website is based on knowledge and information and a market assessment as of the time it is made available. Q·CAPITAL are not obliged to update or amend any information. Any applicable tax information is dependent on individual personal circumstances and may be subject to future changes.

Restrictions of Use
The information made available on the Website may only be retrieved in a way and manner which does not compromise the use of this Website by other users. Linking to this Website from other websites without prior written approval by Q·CAPITAL is not permitted. Without limitation to the generality of the foregoing, it is not permitted to integrate pages which are part of this Website, or their content, in whole or in part, into another website (e.g. in a frame).

Data Protection
The safety of your personal data is important to us. Therefore we process your data exclusively on the basis of the Federal Act on Data Protection (FADP).

If you contact us by e-mail, your data will be stored with us for the purpose of processing the request and in case of follow-up questions. We will not share this information without your consent.

Our website uses so-called cookies. Cookies make websites more user-friendly and efficient for the user. A cookie is a small text file used to store information. They allow us to recognize your browser on your next visit. If you do not want this, you can set your browser in the settings so that it informs you about the setting of cookies and you allow this only in individual cases. If the use of cookies is restricted, it may not be possible to fully use all functions of this website.

This website uses features of the web analytics service Google Analytics (Google Inc, 1600 Amphitheater Parkway, Mountain View, CA 94043, USA). For this purpose, cookies are used which allow an analysis of the use of the website by the users. The information generated thereby is transmitted to the server of Google and stored there. You can prevent this by setting up your browser so that no cookies are stored. We have concluded a corresponding contract data processing contract with the provider. The website uses the function “pseudonymisation of the IP address”. As a result, the IP address is detected, pseudonymized immediately and only a rough localization is possible. The retention period of data sent by you and associated with cookies, user IDs is 14 months. Detailed information on how to handle user data in Google Analytics can be found in the Google or Google Analytics privacy policy.

This site uses so-called web fonts, provided by Google, for the uniform representation of fonts. When you call up a page, your browser loads the required web fonts into your browser cache to display texts and fonts correctly. To do this, the browser you use must connect to Google’s servers. As a result, Google learns that our website has been accessed via your IP address. The use of Google Web Fonts is in the interest of a consistent and attractive presentation. If your browser does not support web fonts, a default font will be used by your computer.

This site uses Google Maps through an API (Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA). To use the features of Google Maps, it is necessary to save your IP address. This information is usually transmitted to and stored on a Google server in the United States. The provider of this site has no influence on this data transfer. The use of Google Maps is for the sake of an attractive presentation and an easy findability of the places we have indicated on the website.

Data processing takes place on the basis of the statutory provisions of § 96 (3) TKG as well as Art. 6 (1) (a) (consent) and f (legitimate interest) of the GDPR. Our concern in the sense of the GDPR is the improvement of our web appearance.

You have the right to information, correction, deletion, restriction, data portability, revocation and opposition. If you believe that the processing of your data violates data protection law or your data protection claims have otherwise been violated in any way, you can complain to the Office of the Federal Data Protection and Information Commissioner FDPIC (Feldeggweg 1, CH-3003 Berne).

Other Terms and Conditions
Users maintaining a business relationship with Q·CAPITAL are also subject to the applicable agreement and/or general terms and conditions of Q·CAPITAL.